Daily SIP means putting a small amount — as low as ₹21 — into investing every day. No big lump sum. No lock-in. 0% GST.
SIP stands for Systematic Investment Plan. Normally, people do SIP once a month — they invest a fixed amount every month in a mutual fund.
A daily SIP is the same idea, but you invest every single day instead of once a month. You pick an amount — say ₹21 or ₹50 — and that amount gets invested in gold automatically, every day.
Think of it like this: instead of buying ₹600 worth of gold once a month, you put in ₹21 today, ₹21 tomorrow, and so on. Same amount at the end of the month — but spread out, so it's easier on your pocket.
Daily SIP = small amount + every day + automatic.
You don't have to think about it. You don't need to time the market.
Just set it once, and it runs on its own.
Most Indians don't get paid on the 1st of every month. Daily earners, self-employed, shopkeepers, delivery partners — money comes in every day, not in one big chunk. Monthly SIP wasn't built for this.
Start with ₹21. You don't need ₹500 or ₹1,000 sitting free on the 1st of the month.
Earn daily? Invest daily. Your SIP rhythm matches your income rhythm naturally.
Gold price changes every day. Daily SIP buys at different prices — reducing the risk of buying at a high point.
Set once, runs daily. No need to log in, check rates, or remember to invest.
Unlike FDs or some mutual funds, you can withdraw anytime. Money back in 2–3 days.
Gold mutual funds have zero GST. Digital gold charges 3% — that's ₹300 lost on every ₹10,000.
Both work well. But one fits the way most Indians live better than the other.
| Feature | Monthly SIP | Daily SIP (Pyllar) |
|---|---|---|
| Minimum amount | ₹500–₹1,000/month | ₹21/day |
| How often you invest | Once a month | Every day (Monday - Friday) |
| Suits whom | Fixed monthly salary | Daily earners, anyone |
| Price averaging | Buys at 1 price/month | Buys at different prices daily |
| Missed payment | Can miss full month | Misses only that one day |
| Lock-in | Sometimes 1–3 years | No lock-in |
| GST` | 3% (digital gold) | 0% (Pyllar Gold) |
The returns over 10–20 years are very similar between daily and monthly SIP — the math works out close. But the daily SIP experience is much easier for people who don't have a big chunk free on the 1st of the month.
On a ₹10,000 investment — digital gold takes ₹300 as GST before even investing. With Pyllar's gold SIP, all ₹10,000 goes to work for you, with ₹0 GST. Over years of daily SIP, that difference adds up to a significant amount.
Simple 4-step process. Takes 5 minutes to set up.
Open the app, enter your PAN and Aadhaar. KYC is digital — takes about 5 minutes. No paperwork, no branch visit.
Pick ₹21, ₹50, ₹100, ₹200 — or any amount you like. You can change it anytime.
Link your UPI or bank account. The mandate is set once — money gets invested automatically every day(Mon-Fri) without any action from you.
Open the app anytime to see your gold balance, current value, and how much you've earned. Withdraw anytime — money in your account in 2–3 working days.
At 10% annual returns (approximate long-term gold fund return), here's what different daily amounts can grow to:
| Daily Amount | After 5 Years | After 10 Years | After 20 Years |
|---|---|---|---|
| ₹21/day | ₹58,600 | ₹1.6L | ₹7.4L |
| ₹50/day | ₹1.4L | ₹3.8L | ₹17.7L |
| ₹100/day | ₹2.8L | ₹7.6L | ₹35.3L |
| ₹200/day | ₹5.5L | ₹15.2L | ₹70.7L |
*Estimated at 10% p.a. returns. Actual returns may vary. Mutual fund investments are subject to market risks. Use our calculator to see your own numbers.
₹21 a day. No lock-in. 0% GST. Regulated by SEBI.
Your small daily habit, building into real gold.
Available on Android · 4.6 ★ rated · AMFI Registered Distributor
